Travel insurance
Health insurance

Annual Travel Plan

Coverage for unlimited trips

Annual coverage

Unlimited overseas trip coverage of up to 90 days per trip throughout the year.

Personal Accident

Coverage up to US$250,000 against accidental death or permanent disability.

Anywhere

Hospitalisation and emergency evacuation anywhere in the world.
Travel insurance
Health insurance

Annual Travel Plan

Coverage for unlimited trips

Annual coverage

Unlimited overseas trip coverage of up to 90 days per trip throughout the year.

Personal Accident

Coverage up to US$250,000 against accidental death or permanent disability.

Anywhere

Hospitalisation and emergency evacuation anywhere in the world.

Here's what you need to know

Your coverage  automatically activates for each trip beyond your country of residence, extending up to 90 days per journey.

Your plan includes Baggage & Personal Effects cover protecting your valuable electronics like laptops or tablets.

You get Personal Accident benefits of up to US$500,000 for adults aged 18 to 65.

Whether you're on your next adventure or simply exploring new destinations, your safety is our commitment.

Credit card mockups

Great Features

Explore Annual Travel Plan's key features designed to safeguard your travels with ease and flexibility. When you venture beyond your Country of Residence, rest assured that coverage kicks in automatically for each trip, extending up to 90 days per journey. Whether it's a quick getaway or an extended vacation, enjoy the peace of mind knowing you're protected throughout your travels.

For more details, read our Annual Travel Plan brochure.

Baggage & Personal Effects

With our comprehensive plan, your belongings are well taken care of. Our Baggage & Personal Effects cover not only includes essential items but also extends to valuable electronics like laptop computers or tablets. Travel with confidence, knowing that your belongings are protected against loss or damage, allowing you to focus on making the most of your trip.

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Accident benefits

For added security and protection, our insurance offers Personal Accident benefits of up to a maximum of US$500,000 for adults aged 18 to 65. Whether you're embarking on adventurous activities or simply exploring new destinations, ensure that you're covered in the event of unforeseen accidents. From scuba diving to winter sports and beyond, our coverage includes a wide range of activities, providing you with the freedom to pursue your passions without worry.

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Annual Travel Plan

Comparison

Bon Voyage A
Bon Voyage B
Bon Voyage C
Annual Premium/Month Premium (BV)
US$ 75.00
US$ 51.00
US$ 37.00
Personal Accident
$100.00
$65.00
$35.00
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Annual Travel Plan

Comparison

Premier Plan
Executive Plan
Annual Premium/Month Premium (BV)
US$ 350.00
US$ 205.00
Personal Accident
US$ 100,000
US$ 65,000
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Annual Travel Plan

Comparison

Premier 250
Premier 500
Annual Fee
US$ 2,829
US$ 3,363
Maximum Limit per Policy Year
US$ 250,000
US$ 500,000
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Annual Travel Plan

Comparison

Standard Plan
Standard Upgrade Plan
Annual Fee
US$ 4,046
US$ 4,978
Maximum Limit per Policy Year
US$ 1,000,000
US$ 2,000,000
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Downloads & Application

Ten questions, ten answers

Here are the 10 questions you might ask yourself before buying your next insurance.
What travel destinations do the insurance plans generally cover?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
How long is insurance coverage?
Our health plans offer annual coverage and our travel plan coverage duration is flexible eather for single stay or multiple stays up to 90 days per stay.
(How) Can I extend my insurance coverage?
In order to extend insurance, contact us or your insurance broker.
Who / what is covered by my insurance?
You can choose to cover yourself or include your family in certain plans. Protection may also include personal belongings such as travel documents and technical devices. Please see the individual brochures for more information.
Does my insurance cover vaccination and/or medicines?
Our health plans offer full or partial coverage of vaccinations and medicines. You will find more information in the product comparison on the insurance plan page
How are accidents & hospital treatments covered?
Our health and travel plans offer a full suite of benefits, including emergency and inpatient benefits. Please contact us for more information or see all our plan brochures here.
Am I being taken home after an accident?
Many of our health plans offer this benefit. Please see the individual brochures for more information.
How are sport related accidents covered?
Accidents related to recreational sports, whether above or below water, are fully covered in our Bon Voyage Plans and coverage is included in our health plans.
Does Pacific Cross pre-pay my hospital bills or guarantee for me?
Yes. Depending on the plan you choose, Pacific Cross will pre-pay hospital bills above US$ 2,500.00 for you.
I have crossed a border and (accidentally) went outside my destination country. What now?
Please contact us for further assistance.

Whatever you're up to: We've got you covered.

Get insured now